Funny, Bad and Cheesy Auto Insurance Commercials on Youtube

As I was going through Youtube (yet again) to get some inspiration on what to write for my blog, would you believe I found some cheesy and bad auto insurance commercials ?

Here's one which is cheesy and sleazy which I wonder how people will actually call to inquire about their car insurance rates. But I guess, different takes for different makes !

Below is a bad but famous Eagle Man auto insurance commercial, which I wonder how on earth people can come up with such cheesy one-liners in it... but I guess, it grabs attention , though I ponder over the insurance company's credibility. Watch it to decide for yourself.

The following commercial from Allstate Insurance on the other hand, is however quite hilarious :) Enjoy !

I hope the three videos will provide you with some light moments. But on a serious thought, never belittle the need for a comprehensive auto insurance policy if you want to drive on the roads. Always check out a few deals or call your current agent for rates to see that you get the best deal that fits your budget.

Do not try to save a few cents just to fit the minimum and then regret later when a situation arises.

Auto Insurance Blog

Hello fellow readers of my Auto Insurance World blog ! How's this year treating you so far ?

How's your day or week ? Good ? Bad ? So so ? Got something to unload from your chest ?

Enjoying your life or busy with work ? LOL gets pretty mad and wild these days.

So anyone here has any interesting tips, news, advice, suggestions on all matters regarding auto insurance, getting quotes online and recommendations on a reputable insurance provider ?

Or you simply want to get something off your chest regarding lousy service from your current insurance company ? Or simply want to share about something ?

Whatever the case may be, I welcome all emails, feedback and suggestions that concerns my subject matter of my personal blog :)

May i remind you here again, that if you want to drive a vehicle on the road, car insurance is mandatory. Do not be caught in an unfortunate situation where you get involved in an auto accident (god forbid) and then are not covered by any auto insurance.

Though there is a minimum state requirement on the vehicle insurance coverage, you should also consider if you can afford a better package. Under-insuring your vehicle can also bring about great inconvenience, not to mention financial loss ! Of course, subject to your budget, that is.

Get assistance via Google search or simply Bing it ~ or use any search engine and you will be able to find plenty !

So stay prudent and not take your car insurance lightly ! Otherwise, simply stay off the busy roads ! Let's be safe, not sorry ! And yeah, do come back for more of my posts and my personal yaks !

Quick Auto Insurance Quotes

To find a way to reduce your auto insurance costs is very easy, contrary to what most people think. You can quickly compare car insurance quotes and with the information gathered, you can achieve substantial savings.

Your coverage should be based on actual needs. A new car needs to have very comprehensive coverage, it may be difficult for you to change from their own pockets. However, if your car is several years old, is not worth so much, there is a collision and comprehensive coverage may be due to the value of the car may not be a waste of money, say, your deductions and insurance costs. As long as you need to get the basic guarantee.

After understanding the auto coverage you need, you will want to find the best offer, it is very easy to do so by comparing car insurance quotes fast. This process is very simple. A free online auto insurance quotes from several insurance companies will help you know exactly what the insurance needs of different car insurance companies charge. You can add the insurance company to tell others to help you decide which insurance to provide you with the best deal.

After a relatively free online auto insurance quotes, you can discounts in qualifying, and even more savings. Discount is a reward given to customers by insurance companies to encourage them to take certain actions, or reduce the claims rate, or lowering their operating costs. These benefits include:

Safety Discount – safer cars, in reducing the risk of injury and does not require will require, so that you get the discount. Make sure you install anti-theft alarm and anti-security discounts can be given

To obtain payment of the premiums, annual monthly discount rates. You can also set your payment to your account, automatic transfer automatically.

Increase your net and get low interest rates. Excluding the higher your rate lower. However, this is very important, you will always remember, whether you choose the amount of deduction is that you will have to pay what you will honor your car insurance claim.

Now relatively fast auto insurance quote. Based on these quotes from the comparison sites, and start saving.

Very easy especially with the ease of internet connection the vast availability of free quotes and information online. Simply Google or Bing it :)

Reasons why Getting Free Auto Insurance Quotes Will Save You Money

It is pretty difficult to make decisions on your auto insurance when you do not have any indication of the cost involved as well as the options available. There is a tendency for you to make a hasty judgement due to the fact you do not have any form of information on hand. Hence, it is very important that you get free auto insurance quotes which will aid you in many ways. With the availability of the internet, we are able to get quotes swift and easily.

With free quotes on hand, it will also provide you with a wealth of information and suggestions, and a broader perspective of the choices in your auto insurance.

Getting free quotes will aid you in many ways as follows :

1. You will be able to get the best price that car insurance companies can provide because they know you have in your hands other insurance quotes from competitors
   
2. You will be able to know which company and its policies will give you the best benefits. In short you will save money, time and effort, and you will get your own good the best.
3. Knowledge-related policy is an advantage because they will set out the policy of each thing to be included.
4. This will be easier for you to choose what policies, what would you choose. Since you can compare the prices of all or references you from different car insurance companies had.

So why are auto insurance companies willing to give out free quotes ?

The main point is the market is so competitive nowadays. By offering free quotes, car insurance companies hope to be able to attract more customers, especially if what they offer fit your budget as well as the coverage you are looking for. Also, not everyone will look for the bare minimum in state requirements.

If they do a good job, you will also introduce them to family and friends as well as take up other policies offered by them (housing, health home insurance etc). With a good customer servicer and a great deal, car insurance companies can hope to get existing customers to advertise by way of word of mouth. Conversely, if they provide a lousy service, be prepared to be bad-mouthed.

Hence, start your internet search right now and get an idea of what to look out for and zoom in on the best deal with your local auto insurance companies now ! ! !

Again : What Is Auto Insurance ?

If by now you still have no idea what an auto insurance coverage is all about, let me briefly run it through again.

In bried, auto or car insurance protects you against financial loss if you are involved in an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. Auto insurance provides property, liability and medical coverage :

• Property coverage pays for damage to or theft of your vehicle.
• Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
• Liability coverage pays for your legal responsibility to others for bodily injury or property damage.

An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you're financing a car, your lender may also have certain requirements.

Most car policies are for six months to a year. Your insurance company should notify you by mail when it’s time to renew the policy and to pay your premium.

I hope this provides you with a better understanding of what an auto insurance and what it covers. For more details, please feel free to browse throught my blog.

Points to Note When Choosing An Insurance Company For Your Needs

There are many insurance companies out there, hence choosing amongst them can be a real challenge. Here are the main points to keep in mind when selecting an insurance company for your auto insurance and any other general coverage needs :

1. Financial Solidity
You buy insurance to protect you financially and provide peace of mind. Therefore, you should aim to select a company that is likely to be financially sound for many years, by using ratings from independent rating agencies.

2. Licensing
Another consideration is the licensing. Not every insurance company is licensed to operate in each state. As a general rule, you should buy from a company licensed in your state, because you will be able to rely on your state insurance department to help if there’s any issue. To find out which companies are licensed in your state, contact your local state insurance department.

3. Service
Your insurance company and its representatives should answer your questions and handle your claims fairly, efficiently and effectively. You can get a feel for whether this is the case by talking to other customers who have used a particular company or agent.

You may also want to check a national claims database to see what complaint information it has on a company. Also, your state insurance department will be able to tell you if the insurance company you are considering had many consumer complaints about its service relative to the number of policies it sold.

4. Comfort
You should feel comfortable with your insurance purchase, whether you buy it from a local agent, broker, directly from the company over the phone, or over the Internet. Make sure that the agent or company will be easy to reach if you have a question or need to file a claim, if any.

5. Price
Many companies sell insurance policies and prices vary greatly from one to another, so it really pays to shop around. Get at least three different price quotes from companies, agents and from the Internet. Your state insurance department may publish a guide that shows what insurers charge for different policies in various parts of your state.

Auto Insurance Checklist Revisited

Below, we revisit some of the pointers to look out for when deciding on an auto insurance policy :

1. Determine your state's minimum car insurance requirements.
2. Consider your own financial situation in relation to the required car insurance and consider buying more to protect yourself and your vehicle.
3. Review the status of your driving record — do you have any outstanding tickets or points on your driver license?
4. Make follow-up phone calls to insurance companies to get additional information about the various car insurance coverage.
5. Inquire about discounts you might qualify for such as a multiple policy discount.
6. Evaluate the reliability of the auto insurance company you're considering by visiting your state's insurance Web site.
7. Check your current coverage to find out how much in premiums you are paying.
8. Get competing quotes from an Internet insurance Web site such as InsWeb.com, YouDecide.com etc.
9. If you have chosen a new insurance company, remember to cancel your old policy.

Remember to practise due diligence. Save as much as you can by getting a competitive quote but ensure you are comfortable with it and if you can afford it, try to go for a higher insurance coverage rather than just the state minimum.